Vlera

Personal Finance

Track spending. Keep more.

Know what’s left today. Log in seconds. Split trips fairly — calm money tracking for iPhone.

Home

Available Today

Income, bills, savings, and cash on hand become one daily number — so you know what you can spend before you buy.

Today’s budget
Capped by liquid cash
€86
Month progress68%
Cash on hand
Wallet + checking
€1,240

Everything in the app

Built for how you actually spend

From Quick Add to shared trips and Pro exports — the same Obsidian + Jade experience on every screen.

Quick Add

Amount-first entry and natural language like “Coffee 4.50” so logging takes seconds.

Income & expenses

Track both directions with categories, search, sort, and a clean activity timeline.

Insights & analytics

Category pulse, trends, budgets, heatmaps, and pace projections that show where money goes.

Budgets

Overall and per-category limits with progress and alerts when you’re running hot.

Cloud account sync

Sign in to back up your ledger to Vlera servers. Guest mode stays on this device only.

Home Screen widgets

Spend summaries and trip widgets with one-tap add — glanceable without opening the app.

Biometric lock

Face ID / Touch ID to keep your ledger private when you leave the app.

Multi-currency

Pick your home currency in onboarding and keep amounts consistent across trips.

Receipt scan

Point the camera, capture the total, and file it — OCR depth unlocks further with Pro.

Tags & categories

Organize with built-in categories; Pro adds custom categories, unlimited tags, and merchant rules.

Subscriptions

Track recurring charges and burn alerts so memberships don’t sneak past you.

Private by default

Your personal ledger lives on device until you sign in. Trips use your Vlera account securely.

Shared trips

Split fairly. Settle cleanly.

Group expenses without bank linking — invite codes, approvals, and balances that make sense.

Trips

Everyone’s share, clearly

Choose who paid, split with everyone or selected people, add guests without the app, and settle debts when the trip is done.

Weekend in Lisbon
4 people · invite code
€812
You are owed
After dinner + taxi
+€64
Category spend
Food · Stay · Transit
Chart in trip

Invite & approve

Share a code. Friends request to join — you approve before they see the trip.

Flexible splits

Pick the payer, split with all or a few, and track who added each expense.

Manual members

Add people by name when they don’t have the app — still saved on the trip.

Settle debts

Owner confirms who owes whom, then resets balances while keeping the trip total.

Trip analytics

See spend by category inside each trip — food, stay, transit, and more.

Home shortcuts

Pin trips to Home for fast add expense — and trip widgets on your Home Screen.

Vlera Pro

Go deeper when you’re ready

Unlock forecasts, unlimited tools, exports, and Live Activities — without changing the calm look of Vlera.

Available Today depthForecasts, alerts, and unlimited budgets
Receipt scansOCR without a monthly cap
Full InsightsTrends, patterns, heatmap, projections
SubscriptionsUnlimited recurring & burn alerts
Tags & custom categoriesUnlimited tags and your own category set
CSV / OFX / PDF exportTaxes, accountants, and records
Savings goalsTargets and envelopes you can track
Debt & EMIPayoff plans without bank sync
Merchant rulesAuto-categorize by payee name
Live ActivitiesSpent Today on the Lock Screen

How it works

Three steps to clearer money

From download to Available Today — without a learning curve.

01

Download Vlera

Open on iPhone, set currency and cash, then sign in for sync — or continue as a guest.

02

Log what you spend

Quick Add, receipts, or trip expenses. Categories, budgets, and trips stay organized.

03

See what’s left

Available Today, insights, and trip balances help you keep more of what you earn.

Ready when you are

Get Vlera for iPhone — the same calm banking home, widgets, and trips you just saw.