Terms of Service
These Terms of Service (“Terms”) govern your use of the Vlera: Personal Finance mobile application and related services (collectively, the “Service”) provided by us. By downloading, accessing, or using the Service, you agree to these Terms.
1. Eligibility
You must be at least 13 years old (or the minimum age required in your jurisdiction) to use the Service. If you are under 18, you represent that you have permission from a parent or legal guardian.
2. The Service
Vlera: Personal Finance is a personal finance tool that helps you track income, expenses, budgets, and shared trip spending. The Service is for informational and organizational purposes only. It is not a bank, broker, financial advisor, or tax professional, and we do not provide financial, investment, legal, or tax advice.
3. Accounts
You may use the Service as a guest on your device or create an account to enable cloud sync and shared trips. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account. Notify us promptly at support@usolution.cloud if you suspect unauthorized access.
4. Acceptable use
You agree not to:
- Use the Service for unlawful purposes or in violation of applicable laws;
- Attempt to gain unauthorized access to our systems, other users’ accounts, or trip data;
- Reverse engineer, scrape, or interfere with the Service except as permitted by law;
- Upload malicious code or content that infringes others’ rights;
- Resell, sublicense, or commercially exploit the Service without our written consent.
5. Shared trips
When you create or join a shared trip, you may share expense information with other participants you invite or approve. You are responsible for the accuracy of amounts you enter and for managing who can access a trip. Trip owners may remove members and settle balances according to in-app features.
6. Subscriptions and purchases
Certain features, including Vlera Pro, may require a paid subscription or in-app purchase processed by Apple. Pricing, billing periods, renewals, and refunds are governed by Apple’s App Store terms and your device settings. We may change features included in free or paid tiers with reasonable notice where required.
7. Your content
You retain ownership of the financial records and other information you enter. You grant us a limited license to host, process, and display that information solely to operate and improve the Service, including sync and shared trip functionality.
8. Disclaimers
The Service is provided “as is” and “as available.” We do not guarantee that calculations, balances, trip splits, or exports are error-free or suitable for any particular purpose. You are solely responsible for verifying financial information and decisions based on your own records.
9. Limitation of liability
To the fullest extent permitted by law, we and our affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, or goodwill, arising from your use of the Service. Our total liability for any claim relating to the Service is limited to the greater of (a) amounts you paid us for the Service in the twelve months before the claim or (b) fifty U.S. dollars (USD $50).
10. Termination
You may stop using the Service at any time and delete the app from your device. We may suspend or terminate access if you violate these Terms or if we discontinue the Service. Provisions that by nature should survive termination will remain in effect.
11. Changes
We may update these Terms from time to time. We will post the revised Terms on this page and update the “Last updated” date. Continued use after changes become effective constitutes acceptance of the updated Terms.
12. Governing law
These Terms are governed by the laws applicable in our place of business, without regard to conflict-of-law rules, except where mandatory consumer protection laws in your country provide otherwise.
13. Contact
Questions about these Terms? Email us at support@usolution.cloud.